Real estate appraisal services for homeowners in the city of Gaithersburg and Montgomery County

Here are the top 7 reasons why Maryland homeowners hire TruVal Appraisals, LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to reduce their mortgage payments
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Maryland, where property needs to be divided
Settle an estate in Maryland by determining the true market value of real estate


	Need help deciding the value of your home in or near Gaithersburg, Maryland? Contact TruVal Appraisals, LLC.

We at TruVal Appraisals, LLC understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining or not appreciating as much as other houses nearby. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from TruVal Appraisals, LLC is your number one weapon when contesting your property tax assessment.

Appraisals to remove PMI

A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you rid themselves of unnecessary PMI insurance.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. TruVal Appraisals, LLC can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? TruVal Appraisals, LLC can help you with that. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.